Let’s be real: no one likes thinking about worst-case scenarios when planning a trip. But life happens—flights get canceled, bags go missing, and sometimes that “totally safe street food” turns into a nightmare. That’s why I always recommend getting a good travel insurance policy before heading off on any adventure. It surly saves the day and your wallet!
What Does Travel Insurance Cover?
A good travel insurance policy can protect you from:
Medical emergencies – Because hospital bills abroad are NO joke.
Trip cancellations & delays – Your flight got canceled? At least you get your money back!
Lost or stolen luggage – Because airlines sometimes play hide-and-seek with your suitcase.
Emergency assistance & repatriation – In case you need to get home ASAP.
My Recommendations
There are plenty of travel insurance options out there, but these two stand out for me:
IATI Seguros
Ideal if you’re going on a classic vacation, a backpacking trip, or doing adventure sports, IATI is a solid choice with extensive coverage options. Their plans are customizable, so you only pay for what you need.
Great for all types of travelers (from short trips to long adventures).
Covers adventure sports (so yes, you can finally try skydiving).
No upfront payments for medical expenses (which is a lifesaver when you’re in a foreign hospital).
Super easy claims process – because nobody likes paperwork!
SafetyWing
If you’re a digital nomad or traveling long-term, SafetyWing is a flexible, budget-friendly option with worldwide coverage. Their monthly subscription model is perfect for those without a fixed return date.
Designed for long-term travelers & digital nomads.
Monthly subscription model (like Netflix, but for insurance).
Worldwide coverage (except if you’re plotting an adventure in North Korea).
Covers medical expenses and travel disruptions.
How to Choose the Right Insurance
Not sure which one is right for you? Here are a few things to consider:
- Duration of Your Trip – Short trips might be better covered by IATI, while SafetyWing is ideal for ongoing travel.
- Planned Activities – If you’re doing adventure sports, IATI offers better coverage for risky activities.
- Budget & Payment Flexibility – IATI requires an upfront payment, whereas SafetyWing works as a monthly subscription.
- Coverage for Personal Belongings – If you travel with expensive gear (like cameras and laptops), check the coverage details.
Pro Tips to Save Money on Travel Insurance
– Book in advance – last-minute policies can be pricier.
– Choose the right coverage – don’t overpay for things you don’t need.
– Compare plans – some companies offer better deals for your specific trip style.
Ready to Travel Safely?
No matter which one you choose, never travel without insurance—it’s one of those things you hope you won’t need, but you’ll be incredibly grateful for if you do!
Get IATI Seguros here and get 5% off
Stay safe, explore the world, and may your flights always be on time! But, in case they’re not, I have some tips for ypu that are gonna be posted soon. Stay tunned. 